EarnIn
PrivateLast Round
Debt
Sep 10, 2025
Total Funding Raised
$415.1M
Momentum
Top 10%
of companies Caplight tracks
Company Overview
EarnIn is a fintech company that provides a payroll disbursement platform allowing employees to access their earned wages in real-time without interest or fees.
Sector
FinTech
Verticals
Lending & Credit, Personal Finance, Digital Payments, HR
Business Model
B2C
Customer Profile
Usage-Based SaaS, Freemium
AI Layer
Application
Keywords
Historical Pricing
Historical view of private secondary pricing and transaction trends.
EarnIn Comparables
Compare EarnIn with similar companies based on industry and business-model similarity.
EarnIn Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Debt | Sep 10, 2025 | ||||
| Debt | Sep 2, 2024 | ||||
| Series C | Dec 20, 2018 | ||||
| Series B | Sep 21, 2017 | ||||
| Series A | Jan 9, 2017 | ||||
Seed | Jul 1, 2014 |
Key People
Founding team and executive leadership
EarnIn Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Andreessen Horowitz | Series C, Series B |
| Matrix | Series A, Series B, Series C |
| A16z Cultural Leadership Fund | Series C |
| Mitsubishi UFJ Financial Group | Debt |
| DST Global | Series C |
| Camp One Ventures | Seed |
| Spark Capital | Series C |
Market signals
Structured signals derived from secondary market and firmographic data.
- May 27, 2026
Partnered with Cabrillo College for a CIS Apprenticeship program.
- May 27, 2026
Provided access to $10 billion in earnings.
Recent news
Latest coverage and updates
- has_issues_withSep 9, 2026
Earnin Compliance Team ActiveHours Inc. had issues with illegal, high-cost lending, deceptive practices, and violations of Colorado's payday lending and consumer credit laws on Aug 27th '26.
- has_issues_withSep 6, 2026
Earnin had issues with deceptive practices on Aug 27th '26.
- has_issues_withSep 6, 2026
Earnin had issues with lawsuit on Aug 27th '26.
- has_issues_withAug 28, 2026
Earnin had issues with earned wage advances illegal payday loans on Aug 27th '26.
- integrates_withJul 29, 2026
Earnin integrates with Workday, Inc..
EarnIn Filings
Explore SEC and related filing metadata, where available.
| Type | Date | Amount Offered | Amount Sold | Filing | Pages | Download |
|---|
Filing documents are not displayed on this public page. Request access to learn about available coverage.
Request accessFrequently Asked Questions
Common questions about EarnIn's valuation, stock price, and market status.
Is Earnin a public or private company?
Earnin is a private company.
What is the current stock price of Earnin?
Earnin is a private company with no public stock price. No recent secondary market data is available.
How much is Earnin worth (valuation)?
Valuation information for Earnin is not publicly available.
Can I buy Earnin stock?
Earnin shares may be available on secondary markets subject to transfer restrictions. Caplight facilitates secondary market transactions for accredited investors. Visit https://www.caplight.com to learn more.
When was Earnin's last funding round?
Earnin's most recent funding round was Debt on September 2, 2025.
Who are the main investors in Earnin?
Key investors in Earnin include Andreessen Horowitz, Mitsubishi UFJ Financial Group, Spark Capital, Ribbit Capital, March Capital.
Will Earnin IPO soon?
No public IPO plans have been announced for Earnin.
How can I track Earnin secondary market activity?
Caplight tracks bids, offers, and trades for private companies. Visit https://www.caplight.com to monitor Earnin's secondary market activity and sign up for updates.