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Highnote

Highnote

Private
San Francisco, CaliforniaFinTechhttps://highnote.com/

Last Round

Series B

Mar 3, 2026

Est. Valuation

$750M

Total Funding Raised

$144M

Company Overview

Highnote is a fintech company that provides a unified embedded finance platform for card issuance, merchant acquiring, credit, and real-time money movement.

Sector

FinTech

Verticals

Digital Payments, API Management, Digital Banking, Stablecoins

Business Model

B2B2C

Customer Profile

Payment Processing Fee, Subscription SaaS

AI Layer

Infrastructure

Keywords

card issuancepayment processingembedded financecard-as-a-serviceAPI platformagentic commerceAI-initiated paymentsvirtual cardstablecoin settlementledger managementfintech infrastructurepayment infrastructureBaaSbanking-as-a-servicecommercial card

Historical Pricing

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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Highnote Comparables

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Highnote comparables — related companies by embedding similarity
CompanySimilarityMarket Cap
Lithic
91%
Unit
84%
Qolo
83%

Highnote Funding Rounds

Historical fundraising activity

Data table
RoundDateAmount RaisedValuationInvestorsSources
Series BMar 3, 2026
Series BJan 21, 2025
Series ASep 28, 2021
SeedOct 1, 2020

Key People

Founding team and executive leadership

John MacIlwaine

Chief Executive Officer

Executive Team

Highnote Investors

Notable investors and investment history

Highnote investors
InvestorRounds
XYZ Venture CapitalSeries A, Seed
Oak HC/FTSeries B, Series A, Seed
Craft VenturesSeries A
Renaud LaplancheSeries A, Seed
WestCap GroupSeries B, Series A, Seed
Pinegrove Venture PartnersSeries B
Costanoa VenturesSeries B, Series A, Seed

Market signals

Structured signals derived from secondary market and firmographic data.

  • Apr 16, 2026

    Monthly visitors increased 39% MoM.

  • Jan 1, 2026

    Team has grown to over 140 employees.

Highnote Filings

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Highnote filings preview — column headings only; records require access
TypeDateAmount OfferedAmount SoldFilingPagesDownload

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Frequently Asked Questions

Common questions about Highnote's valuation, stock price, and market status.

Is Highnote a public or private company?

Highnote is a private company.

What is the current stock price of Highnote?

Highnote is a private company with no public stock price. No recent secondary market data is available.

How much is Highnote worth (valuation)?

Highnote's valuation is estimated at $750.0M based on funding round data.

Can I buy Highnote stock?

Highnote shares may be available on secondary markets subject to transfer restrictions. Caplight facilitates secondary market transactions for accredited investors. Visit https://www.caplight.com to learn more.

When was Highnote's last funding round?

Highnote's most recent funding round was Series B on January 21, 2025.

Who are the main investors in Highnote?

Key investors in Highnote include Oak HC/FT, Costanoa Ventures, Adams Street Partners.

Will Highnote IPO soon?

No public IPO plans have been announced for Highnote.

How can I track Highnote secondary market activity?

Caplight tracks bids, offers, and trades for private companies. Visit https://www.caplight.com to monitor Highnote's secondary market activity and sign up for updates.

Firmographic Details

HeadquartersSan Francisco, California
Employee Range165
Year Founded2020
Last FundingMar 3, 2026

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