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Pay Theory

Pay Theory

Private
Cincinnati, OhioFinTechhttps://paytheory.com

Last Round

Seed

Feb 4, 2022

Total Funding Raised

$2M

Momentum

Top 10%

of companies Caplight tracks

Company Overview

Pay Theory operates in FinTech and is based in Cincinnati, Ohio. Its latest recorded funding round was a Seed round in February 2022.

Pay Theory is a financial software company that provides an inclusive, embedded payment infrastructure platform for SaaS providers serving education, healthcare, and childcare sectors.

Sector

FinTech

Verticals

Digital Payments, Vertical SaaS, API Management

Business Model

B2B2C

Customer Profile

Payment Processing Fee, Revenue Share

AI Layer

Non-AI

Historical Pricing

Historical view of private secondary pricing and transaction trends.

Pricing history

Caplight clients see full MarketPrice™ history and secondary transactions.

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

Momentum history

Caplight clients track how buyer interest and sentiment change over time.

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Pay Theory Comparables

Compare Pay Theory with similar companies based on industry and business-model similarity.

Pay Theory comparables — related companies by embedding similarity
CompanySimilarityMarket Cap
Tilled
86%
JustiFi
83%
Moov Financial
82%
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Pay Theory Funding Rounds

Historical fundraising activity

Data table
RoundDateAmount RaisedValuationInvestorsSources
SeedFeb 4, 2022
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Pay Theory Investors

Notable investors and investment history

Pay Theory investors
InvestorRounds
Ohio Impact FundSeed
GaingelsSeed
SixThirty VenturesSeed
Loud CapitalSeed
Zeal Capital PartnersSeed

Market signals

Structured signals derived from secondary market and firmographic data.

  • Aug 29, 2026

    Grew 20% QoQ from 15 to 18 employees.

  • Aug 22, 2026

    Monthly visitors increased 50% MoM, reaching 5.2K.

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Pay Theory Filings

Explore SEC and related filing metadata, where available.

Pay Theory filings preview — column headings only; records require access
TypeDateAmount OfferedAmount SoldFilingPagesDownload

Filing documents are not displayed on this public page. Request access to learn about available coverage.

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Frequently Asked Questions

Common questions about Pay Theory's valuation, stock price, and market status.

Is Pay Theory a public or private company?

Pay Theory is a private company.

What is the current stock price of Pay Theory?

Pay Theory is a private company, so its shares have no public market price. Caplight tracks Pay Theory's secondary market activity and provides MarketPrice™ estimates of its share price to Caplight users.

How much is Pay Theory worth (valuation)?

Valuation information for Pay Theory is not publicly available.

Can I buy Pay Theory stock?

Pay Theory shares may be available on secondary markets subject to transfer restrictions. Caplight facilitates secondary market transactions for accredited investors.

When was Pay Theory's last funding round?

Pay Theory's most recent funding round was Seed on February 4, 2022.

Who are the main investors in Pay Theory?

Key investors in Pay Theory include Zeal Capital Partners.

Will Pay Theory IPO soon?

No public IPO plans have been announced for Pay Theory.

How can I track Pay Theory secondary market activity?

Caplight tracks bids, offers, and trades in Pay Theory's shares on secondary markets.

Firmographic Details

HeadquartersCincinnati, Ohio
Employee Range14
Year Founded2018
Last FundingFeb 4, 2022

Institutional Data Access

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