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Umba

Umba

Private
San Francisco, CaliforniaFinTechhttps://umba.com/kenya

Last Round

Debt

Apr 9, 2025

Est. Valuation

$25M

Total Funding Raised

$39.55M

Momentum

Top 25%

of companies Caplight tracks

Company Overview

Umba is a fintech company that provides digital banking services, including bank accounts, loans, and payments, for customers in emerging African markets.

Sector

FinTech

Verticals

Digital Banking, Lending & Credit, Digital Payments, Stablecoins, Personal Finance

Business Model

B2C

Customer Profile

Revenue Share, Payment Processing Fee

AI Layer

Application

Keywords

digital bankingneobankmobile bankingmicrofinancestablecoincrypto bankingautomated underwritingcredit scoringfinancial inclusionSME financingpayment processingunbankedfintechweb3

Historical Pricing

Historical view of private secondary pricing and transaction trends.

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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Track how buyer interest and sentiment changes over time.

Umba Comparables

Compare Umba with similar companies based on industry and business-model similarity.

Umba comparables — related companies by embedding similarity
CompanySimilarityMarket Cap
Aella Microfinance Bank
83%
Affinity Africa
80%
Carbon
78%

Umba Funding Rounds

Historical fundraising activity

Data table
RoundDateAmount RaisedValuationInvestorsSources
DebtApr 9, 2025
VC RoundDec 1, 2023
DebtNov 1, 2023
Series AApr 13, 2022
Series AFeb 18, 2022
Seed
Dec 17, 2020

Key People

Founding team and executive leadership

Barry O'Mahony

Co-Founder, Chief Financial Officer

Founding Team

Henry K Mbugua

Chief Executive Officer

Executive Team

Tiernan Kennedy

CEO

Executive Team

Mauricio Martinez

Group Chief Financial Officer

Executive Team

Umba Investors

Notable investors and investment history

Market signals

Structured signals derived from secondary market and firmographic data.

  • Jul 26, 2026

    Monthly visitors grew 133% MoM, reaching 41.5K.

  • Jun 26, 2026

    Job posting indicates the platform is used by tens of thousands of customers across Africa.

Umba Filings

Explore SEC and related filing metadata, where available.

Umba filings preview — column headings only; records require access
TypeDateAmount OfferedAmount SoldFilingPagesDownload

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Frequently Asked Questions

Common questions about Umba's valuation, stock price, and market status.

Is Umba a public or private company?

Umba is a private company.

What is the current stock price of Umba?

Umba is a private company with no public stock price. No recent secondary market data is available.

How much is Umba worth (valuation)?

Umba's valuation is estimated at $60.0M based on funding round data.

Can I buy Umba stock?

Umba shares may be available on secondary markets subject to transfer restrictions. Caplight facilitates secondary market transactions for accredited investors. Visit https://www.caplight.com to learn more.

When was Umba's last funding round?

Umba's most recent funding round was Debt on April 13, 2022.

Who are the main investors in Umba?

Key investors in Umba include Ludlow Ventures, Costanoa Ventures, Star Strong Capital.

Will Umba IPO soon?

No public IPO plans have been announced for Umba.

How can I track Umba secondary market activity?

Caplight tracks bids, offers, and trades for private companies. Visit https://www.caplight.com to monitor Umba's secondary market activity and sign up for updates.

Firmographic Details

HeadquartersSan Francisco, California
Employee Range60
Year Founded2018
Last FundingApr 9, 2025

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