Upgrade
PrivateLast Round
Series G
Oct 16, 2025
Est. Valuation
$7.47B
Total Funding Raised
$712M
Momentum
Top 25%
of companies Caplight tracks
Company Overview
Upgrade is a fintech company that offers affordable personal loans, mobile banking products, rewards checking, credit monitoring, and educational tools to help consumers manage their finances.
Sector
FinTech
Verticals
Lending & Credit, Digital Banking, Personal Finance, Digital Payments
Business Model
B2C
Customer Profile
Payment Processing Fee, Marketplace Commission
AI Layer
Application
Keywords
Price History
Caplight MarketPrice™ estimate for Upgrade, published with a 90-day delay.
Caplight MarketPrice™
$4.17
per share, as of May 2026
+11.6%
2-year change
Caplight MarketPrice™ is an estimate of private secondary market pricing, shown here on a delayed basis for illustrative purposes only. It may be incomplete, is subject to change, and may not be relied upon for any purpose or considered investment advice.
Upgrade Comparables
Compare Upgrade with similar companies based on industry and business-model similarity.
| Company | Similarity | Market Cap |
|---|---|---|
| Barclays PLC | 87% | |
| LendingClub | 83% | |
| SoFi Technologies, Inc. | 81% |
Upgrade Funding Rounds
Historical fundraising activity
| Round | Date | Amount Raised | Valuation | Investors | Sources |
|---|---|---|---|---|---|
| Series G | Oct 16, 2025 | ||||
| Series F | Nov 16, 2021 | ||||
| Series E | Aug 11, 2021 | ||||
| Series D | Jun 17, 2020 | ||||
| Series C | Aug 23, 2018 | ||||
Series A | Apr 6, 2017 |
Secondary Market Activity
Bids, offers, and trades by month
| Operation | Date | Price | Size | Share Class | Structure |
|---|---|---|---|---|---|
OFFER | |||||
OFFER |
Key People
Founding team and executive leadership
Upgrade Investors
Notable investors and investment history
| Investor | Rounds |
|---|---|
| Uncorrelated Ventures | Series D |
| DST Global | Series G, Series F |
| Financial Technology Partners | Series F |
| Gopher Asset Management | Series F |
| Union Square Ventures | Series C, Series A, Series D |
| Uncorrelated Ventures | Series D |
| Noah Holdings | Series C, Series A |
Market signals
Structured signals derived from secondary market and firmographic data.
- Apr 23, 2026
Cited as a 'Best Startup Employer' by Forbes.
- Apr 23, 2026
Named one of the 'Healthiest Employers' by the Phoenix Business Journal.
Recent news
Latest coverage and updates
- launchesAug 10, 2026
Upgrade, Inc. launched Upgrade Card on Jul 1st '19.
- launchesAug 10, 2026
Upgrade, Inc. launched OneCard on Aug 10th '26.
- expands_offices_toJul 28, 2026
Upgrade, Inc. expanded offices to Wilmington, Delaware, United States, Northern America, Americas on Jul 16th '26.
- partners_withJul 20, 2026
Upgrade, Inc. partnered with ZIPAIR Tokyo Inc. on Jul 21st '26.
Upgrade Filings
Explore SEC and related filing metadata, where available.
| Type | Date | Amount Offered | Amount Sold | Filing | Pages | Download |
|---|
Filing documents are not displayed on this public page. Request access to learn about available coverage.
Request accessFrequently Asked Questions
Common questions about Upgrade's valuation, stock price, and market status.
Is Upgrade a public or private company?
Upgrade is a private company.
What is the current stock price of Upgrade?
Upgrade is a private company with no public stock price. Caplight tracks Upgrade's secondary market activity and provides MarketPrice™ estimates to Caplight users.
How much is Upgrade worth (valuation)?
Upgrade's valuation is estimated at $7.5B based on funding round data.
Can I buy Upgrade stock?
Upgrade shares may be available on secondary markets subject to transfer restrictions. Caplight facilitates secondary market transactions for accredited investors. Visit https://www.caplight.com to learn more.
When was Upgrade's last funding round?
Upgrade's most recent funding round was Series G on October 16, 2025.
Who are the main investors in Upgrade?
Key investors in Upgrade include DST Global, Neuberger Berman, Koch Disruptive Technologies, Mouro Capital, CE Innovation Capital.
Will Upgrade IPO soon?
No public IPO plans have been announced for Upgrade.
How can I track Upgrade secondary market activity?
Caplight tracks bids, offers, and trades for private companies. Visit https://www.caplight.com to monitor Upgrade's secondary market activity and sign up for updates.