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January

January

Private
New York City, New YorkFinTechhttps://www.january.com/

Last Round

Series B

Dec 4, 2023

Total Funding Raised

$28M

Momentum

Top 5%

of companies Caplight tracks

Company Overview

January is a fintech company that provides an AI-driven platform for consumer debt recovery, helping creditors modernize their collection processes while assisting borrowers in regaining financial stability.

Sector

FinTech

Verticals

Lending & Credit, Vertical SaaS, Compliance & Risk, Customer Experience

Business Model

B2B

Customer Profile

Revenue Share

AI Layer

Application

Keywords

debt collection softwaredebt recovery platformfintech collectionsdigital debt collectiondebt collection automationconversational AIvoice AIself-service portalvertical SaaScontingency fee modeldebt techcollections automationAI collectionsB2B2C fintechautomated recovery

Historical Pricing

Historical view of private secondary pricing and transaction trends.

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Caplight Momentum Score

Proprietary index based on bid/ask volume and sentiment.

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Track how buyer interest and sentiment changes over time.

January Comparables

Compare January with similar companies based on industry and business-model similarity.

January comparables — related companies by embedding similarity
CompanySimilarityMarket Cap
TrueML
92%
Symend
83%
InDebted
82%

January Funding Rounds

Historical fundraising activity

Data table
RoundDateAmount RaisedValuationInvestorsSources
Series BDec 4, 2023
Series AMar 30, 2022
SeedFeb 14, 2018

Key People

Founding team and executive leadership

Jake Cahan

CEO Founder

Founding Team

Jason M. Osterhage

Strategic Advisor to CEO

Executive Team

January Investors

Notable investors and investment history

January investors
InvestorRounds
Third PrimeSeries B, Series A
Brewer Lane VenturesSeries B, Series A
Tribe CapitalSeries A
Upper90 Capital ManagementSeries B
IA VenturesSeries A, Series B, Seed
Reciprocal VenturesSeries B, Series A
Shrug CapitalSeries B

Market signals

Structured signals derived from secondary market and firmographic data.

  • Jun 1, 2026

    Serviced more than 20 million consumers.

  • Jun 1, 2026

    Company has serviced over $20 billion in debt.

January Filings

Explore SEC and related filing metadata, where available.

January filings preview — column headings only; records require access
TypeDateAmount OfferedAmount SoldFilingPagesDownload

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Frequently Asked Questions

Common questions about January's valuation, stock price, and market status.

Is January a public or private company?

January is a private company.

What is the current stock price of January?

January is a private company with no public stock price. No recent secondary market data is available.

How much is January worth (valuation)?

Valuation information for January is not publicly available.

Can I buy January stock?

January shares may be available on secondary markets subject to transfer restrictions. Caplight facilitates secondary market transactions for accredited investors. Visit https://www.caplight.com to learn more.

When was January's last funding round?

January's most recent funding round was Series B on December 4, 2023.

Who are the main investors in January?

Key investors in January include Brewer Lane Ventures, IA Ventures.

Will January IPO soon?

No public IPO plans have been announced for January.

How can I track January secondary market activity?

Caplight tracks bids, offers, and trades for private companies. Visit https://www.caplight.com to monitor January's secondary market activity and sign up for updates.

Firmographic Details

HeadquartersNew York City, New York
Employee Range103
Year Founded2016
Last FundingDec 4, 2023

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